Team
Multi-Family USA is an independent editorial resource. Strategy calls are routed to the LendCity US desk (Josh Bauerle and Chris Micucci). Scott Dillingham reviews our editorial content.
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Josh Bauerle
US Division Lead and Licensed CPA.
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Chris Micucci
US Multifamily Advisor and Cross-Border Specialist.
Related
resources
Hand-picked next steps — go deeper, compare alternatives, or run the numbers.
- What is US multifamily (5+ units)
The commercial 5+ unit definition, why residential DSCR does not apply, and how this site is structured.
- Learning center
Execution guides for underwriting, capital stack, and close.
- Underwriting tools
DSCR, debt yield, cap rate, loan sizing, and portfolio screens.
- Loan types
Agency, bridge, bank, CMBS, debt fund, and FHA/HUD paths.
- Commercial DSCR calculator
Stress-test rent versus PITIA coverage for 5+ unit deals.
- Lender checklists
Document, diligence, and pro forma templates before you submit.