Multifamily loan types
Execution frameworks across agency, bridge, bank, and debt-fund products.
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Bank Balance-Sheet Multifamily Loan
Execution framework for Bank Balance-Sheet Multifamily Loan in US commercial multifamily financing, including fit, constraints, and risk controls.
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Bridge Loan for Value-Add Multifamily
Execution framework for Bridge Loan for Value-Add Multifamily in US commercial multifamily financing, including fit, constraints, and risk controls.
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CMBS Stabilized Multifamily Loan
Execution framework for CMBS stabilized multifamily financing on US 5+ unit assets, including sizing, prepayment, and servicing considerations.
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Debt Fund Floating-Rate Loan
Execution framework for Debt Fund Floating-Rate Loan in US commercial multifamily financing, including fit, constraints, and risk controls.
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Fannie Mae Multifamily Loan — Agency Stabilized
Fannie Mae multifamily loan execution for stabilized US apartment buildings (5+ units)—agency underwriting, DSCR, debt yield, and fit vs bridge or CMBS.
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FHA & HUD Multifamily Loan Requirements
FHA and HUD multifamily loan requirements for eligible US apartment projects: 221(d)(4) construction/rehab, 223(f) acquisition/refinance context.
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Freddie Mac Optigo Multifamily Loan
Freddie Mac Optigo multifamily loan execution for stabilized US apartment buildings (5+ units)—agency underwriting, DSCR, debt yield, and fit vs Fannie or bridge.
Canadian multifamily & cross-border
CMHC MLI and insured Canadian multifamily programs live on LendCity. Use the links below when your portfolio spans US agency/bridge execution and Canadian multifamily or cross-border capital planning.
DSCR Authority — US 1–4 unit DSCR
Canonical ACTION for residential DSCR (1–4 units): calculators, state guides, and lender matching — not this site.
LendCity — Canadian multifamily & CMHC MLI
Canonical ACTION for CMHC MLI Select and Canadian multifamily — do not clone those guides on Multi-Family USA.
LendCity — Cross-border financing
Canadians buying US rental or multifamily — entity and lender-fit planning on the hub.
Related
resources
Hand-picked next steps — go deeper, compare alternatives, or run the numbers.
- How to Finance a 5–10 Unit Apartment Building
Crossing into commercial lending, DSCR tests, lender types, and mistakes that delay approval.
- Fannie Mae Multifamily Loan Requirements
DSCR floors, LTV grids, occupancy tests, and sponsor docs for the agency execution above.
- How Operators Are Sizing Bridge Risk
Extension optionality, floating-rate protection, and refinance assumptions for the bridge execution above.
- Multifamily DSCR Requirements by Lender
Agency, bridge, bank, CMBS, and debt-fund DSCR floors — see which metric binds first.
Frequently asked questions
What multifamily loan types does this hub cover?
How do I pick between agency and bridge?
Where do CMHC MLI programs fit?
Compare agency, bridge, bank, CMBS, and FHA with a specialist and get a lender-fit read.
Related
resources
Hand-picked next steps — go deeper, compare alternatives, or run the numbers.
- Agency vs bridge
When to take out with agency versus bridging a value-add plan.
- Commercial DSCR calculator
Stress-test rent versus PITIA coverage for 5+ unit deals.
- Loan sizing calculator
Back into max proceeds from a DSCR target, with LTV context.
- Multifamily underwriting basics
How lenders size 5+ unit debt on NOI, DSCR, debt yield, and LTV.
- Commercial DSCR explained
Coverage screens lenders actually run on apartment NOI versus PITIA shortcuts.
- Bridge / value-add loans
Transitional debt while you stabilize occupancy, rent, or a rehab plan.