Tools

Multifamily underwriting calculators

Cap rate, debt yield, commercial DSCR, cash-on-cash, and loan sizing tools for 5+ unit apartment buildings—not residential 1–4 unit programs.

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Use tools with adjacent resources

Need 1–4 unit DSCR calculators?

These tools cover 5+ unit commercial multifamily. For single-family and small-rental DSCR calculators, visit DSCR Authority. For Canadian multifamily or cross-border scenarios, see LendCity in the links below.

DSCR Authority — US 1–4 unit DSCR

Canonical ACTION for residential DSCR (1–4 units): calculators, state guides, and lender matching — not this site.

LendCity — Canadian multifamily & CMHC MLI

Canonical ACTION for CMHC MLI Select and Canadian multifamily — do not clone those guides on Multi-Family USA.

LendCity — Cross-border financing

Canadians buying US rental or multifamily — entity and lender-fit planning on the hub.
FAQ

Frequently asked questions

Are these calculators for 1–4 unit residential loans?
No. These tools model commercial multifamily underwriting for 5+ unit apartment properties. For 1–4 unit DSCR, use the free DSCR calculator at DSCR Authority.
Which calculator should I run first?
Start with cap rate and NOI to build stabilized income, then run commercial DSCR and debt yield before using loan sizing to find the binding leverage constraint.
Do I need an account to use the calculators?
No. All calculators are free with no email wall. Pair outputs with a free deal review if you want lender-fit feedback on your assumptions.
Numbers Look Right — What's Next?

Turn calculator output into a debt structure and lender match.

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Related Resources A–Z

Related

resources

Hand-picked next steps — go deeper, compare alternatives, or run the numbers.

Numbers Look Right — What's Next?

Turn calculator output into a debt structure and lender match.

Book a Free Strategy Call Explore Calculators
Book a call Deal review